Commercial real estate loans help you acquire the right property to support your business’s future
Secure the property that fuels your business’s growth with a commercial real estate loan.
Commercial Real Estate Loan Explained
Commercial real estate loans are ideal for businesses looking to purchase, develop, or construct new property as well as current property. Businesses can apply for a commercial real estate loan/mortgage, which is secured by liens on the commercial property. As the name states, this is for commercial properties only and not for residential properties. The terms and rates differ from a traditional residential mortgage.
Uses for commercial real estate loans can vary, meaning businesses don’t have to acquire new property to apply. This loan can cover expenses such as refinancing or renovations on current business real estate in addition to covering new real estate property. Keep in mind, this type of financing is very different from a traditional residential mortgage that you would apply for when purchasing or refinancing residential property.
Loan Amount: Borrow from $75,000 to $2 million based on your business needs.
Loan Terms: Flexible terms ranging from 5 to 20 years.
Payment Frequency: Enjoy the convenience of automatic monthly payments from your account on file.
Secure Financing: Get the funds you need with straightforward, predictable repayment terms.
Your Funding Journey
Interactive, transparent, and designed to move capital fast.
Apply Securely
Complete a short, encrypted application built for business owners.
Instant Review
Automated underwriting evaluates your business in real time.
Funds Delivered
Funds are sent directly to your business account — fast and secure.
What You Need To Apply
Valid Form Of Identification
Provide a valid, government-issued ID such as a driver's license or passport.
2 years of tax returns or financials
Provide two years of tax returns or financial statements to help verify your business's financial history and support your loan application.
Schedule of Debts
Outlines all outstanding liabilities, including amounts owed, payment terms, and creditors.
Commercial Real Estate Loans FAQs
How does a commercial real estate loan work?
Commercial real estate loans provide businesses with the capital needed to acquire, refinance, or improve commercial properties, secured by liens on the property. Approval depends on factors like loan-to-value ratios, differing from traditional residential mortgages.
Is a commercial real estate loan right for my business?
If your business is planning to purchase, refinance, or renovate commercial property, a commercial real estate loan may be the ideal financing option.
What do I need to qualify for a commercial real estate loan?
To qualify for a commercial real estate loan, you'll typically need a solid business history, a sufficient credit profile, and the ability to prove the value of the property being financed.
What types of properties are eligible for commercial real estate loans?
Commercial real estate loans are available for various types of commercial properties, including office buildings, retail spaces, warehouses, and industrial properties.
How are commercial real estate loan rates determined?
Commercial real estate loan rates are influenced by factors like your business’s financial health, the type of property being financed, and the current market conditions, often resulting in higher rates than residential loans.
Have Questions?
Curious about financing? Speak to one of or advisors today.
Phone
+1 (516) - 452 - 2310
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